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Simple. Fast. Risk-Free.
Here's Exactly How It Works.

We've designed our process to be as quick and stress-free as possible. From your first application to cash in your account — here's every step, clearly explained.

Full Transparency
24h Approval
Step-by-Step Guide

THE PROCESS

STEP 1

Submit Your Free Application

Fill out the short application form on our website or call us directly. You'll need to share basic information about:

  • Your name and contact details
  • The type of accident you were involved in
  • Your attorney's name and contact information
  • The state where your case is pending

That's it. No credit check. No financial statements. No employment history.

Important: You must have an attorney actively representing you to qualify for pre-settlement funding. If you don't have one yet, we strongly recommend securing legal representation first.
2–5 Minutes
STEP 2

We Contact Your Attorney

After reviewing your application, our funding specialists reach out to your attorney's office to gather the case details we need to evaluate your claim. This typically includes:

  • The type and extent of your injuries
  • Liability documentation (police reports, incident reports, etc.)
  • Insurance policy information from the at-fault party
  • Your attorney's assessment of the case value

We keep your attorney fully informed throughout the entire process.

Same Business Day
STEP 3

Case Evaluation & Decision

Our team evaluates your case based on its merits — not your credit score. The key factors we consider include:

  • The strength of liability (who is clearly at fault)
  • The severity of your injuries
  • The available insurance coverage
  • The estimated value of your settlement

Once our evaluation is complete, we'll let you and your attorney know whether your case qualifies and what funding amount may be available to you.

24–48 Hours
STEP 4

Review & Accept Your Offer

If your case qualifies, you'll receive a funding offer outlining:

  • The advance amount offered
  • The applicable fees and repayment terms
  • The non-recourse conditions (you owe nothing if you lose)

You and your attorney review the offer. There is zero pressure to accept. Take your time. Ask questions. Make the decision that's right for you.

Your Choice
STEP 5

Cash Is Sent to You

Once you accept and the agreement is signed, your funds are wired or deposited directly to you. Many clients receive their money within 24 hours of signing their contract.

Spend it however you need — on rent, groceries, medical bills, car payments, utilities. There are no restrictions on how you use your advance.

Same Day or Next Business Day
STEP 6

Repayment — Only If You Win

Repayment is simple: when your case settles, your attorney pays back the advance amount plus the agreed fees directly from your settlement proceeds — before the remaining balance is disbursed to you.

If your case is dismissed or you don't win? You owe us nothing. That's the non-recourse promise. It's in your contract, and it's absolute.

When Your Case Settles
IMPORTANT THINGS TO KNOW

Frequently Asked "How It Works" Questions

Q: What is non-recourse funding?

Non-recourse means your repayment obligation is tied entirely to the success of your case. If your attorney cannot recover compensation for you, your debt to Plaintiff Funder is zero. We absorb the risk — not you.

Q: Does this affect my lawsuit in any way?

No. Pre-settlement funding does not interfere with how your attorney handles your case. Your legal strategy, timeline, and settlement decisions remain entirely under the control of your legal team. We simply provide financial support in the background.

Q: Is there a minimum or maximum advance amount?

Advance amounts vary based on the specifics of your case. We work to get you the maximum amount your case can responsibly support without over-encumbering your settlement.

Q: Are there any upfront fees or costs?

There are no upfront fees, application fees, or out-of-pocket costs to you. All fees and repayment terms are outlined clearly in your funding agreement and are only collected upon a successful settlement.

Q: What if my case takes a long time to settle?

Cases can take years. That's precisely why pre-settlement funding exists. Your advance remains in place for the duration of your case, and repayment only occurs when it resolves — no matter how long that takes.

Ready to Get Started?
It Takes Less Than 5 Minutes.

Thousands of injury victims have used pre-settlement funding to stay financially stable and fight for the compensation they truly deserve. You could be next. Apply today — there's absolutely nothing to lose.

APPLY NOW — Free, No Obligation
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